In the spring, we were all "watched" very carefully.And there were very strong warnings signs ahead — about the imminent arrival of a new financial crisis, about the arrival of a new sanctions situation, about the second wave of the pandemic and other such topics.So what was the main "force" that helped the stock market grow at the rate it did in the spring?And what can we rely on in the near future for the growth of stock indices? In the fall, we saw the exact reverse: We saw the already inflated stock indices fall.So what was the main "force" that helped the market to grow at the same time as everyone else? stock indices fell?In the spring, we learned that the coronavirus will be brought "to its knees" in China, that the country has imposed a tax on deposits, and that the population will not leave until the quarantine is lifted. But at the same time, we were told that the crisis in the economy is far from over. So which of the two quotes will become the next "king"?It will certainly be interesting to see how quickly China's growth will accelerate or how the dollar exchange rate will change in the coming days.Any decisions about the rate at which you buy or sell securities are for you personally (and not for the risk managers who work for you every day).Buy or sell: the stock market is always buying or you're never going to buy.Therefore, in the coming days, you should not even try to determine the "right" answer to this question.You should only focus on what actions you can take today (what are currently possible for you, what is not prohibited by your job, what is within your sphere of activity).For example, if you want to earn more, then you should focus on:more profitable options (today is one of the best times to buy shares);how (and where) you can increase your income (this is a very good option, online or in another city);how (and where) you can earn extra money (this is also a very good option, part-time job or by working in a call center);how (and where) you can earn money on your own (without receiving a salary from your family account);and, of course, how (and where) you can make a profit from the fact that you now have an income.At a minimum, try to buy index funds on a regular basis (which will help you do this).2) Learn how to" grow " money by investing.You can start investing by investing your first money.To do this, set up a monthly averaging strategy, buying currency, stocks, and other financial instruments every month.It is important to keep your "financial cushion" - a certain amount of money that you can use for investment in the